The first step to filing bankruptcy in Hawaii is to contact a qualified attorney to discuss bankruptcy options. Many bankruptcy attorneys offer a free consultation, so there’s no risk involved. If you do decide to file for bankruptcy, you’ll have to complete a credit counseling course, and your attorney will review financial documents, including bills, collection efforts, and bank statements. 

If there are no objections in your case, Chapter 7 bankruptcy is typically discharged by one of the bankruptcy courts within 60-90 days of your filing date.