Usually not. In both Chapter 7 and Chapter 13 cases, you do need to appear in front of the trustee assigned to your case at a meeting of creditors. It is very common that none of your creditors will appear at this meeting. During the meeting, the trustee will ask you some questions about your case and the documents you provided. We will help you prepare for the questions that are normally asked, and I will be there with you at the meeting if you have any questions or concerns. Other people will be there, but the crowd will primarily be made up of other bankruptcy attorneys and other people who have filed just like you. The questions normally go on for about 10 minutes.